Daily expense tracking
Log meals, transport, bills, study costs, and household spending in seconds.
Spend wise. Rise nice.
Spenza
A modern spending tracker for Malaysians who want cleaner budgets, faster receipt capture, and sharper money insights.
MYR-first
Malaysia ready
OCR
Receipt capture
AI
Pattern insights
June spending
RM 1,842.60
On track
Food & Dining
RM 482.20Transport
RM 216.80Bills
RM 390.00AI note
Dining is 18% higher than your usual weekday pace.
Try moving two cafe runs into your weekend budget.
Save RM 64 this week
Built for daily money clarity
Everything needed to make spending visible.
Spenza keeps the flow simple: track the spend, understand the pattern, and adjust the month before it gets away.
MYR-first budgeting
Built around Malaysian Ringgit, local habits, and monthly spending cycles.
Clear spending summaries
See what changed this month, where money went, and what needs attention.
Family-ready workspaces
Start personal today with a foundation designed for shared family budgets.
Private by design
Financial data stays scoped to your workspace with server-side access rules.
Fast, focused workflows
A clean interface for repeated daily use without spreadsheet fatigue.
OCR receipt capture
Snap receipts. Check details. Save faster.
Receipt OCR turns paper trails into structured expense drafts. Users review the merchant, total, date, and category before saving.
- Designed for cafe, transport, grocery, and bill receipts
- Keeps confirmation in the user flow before creating expenses
- Reduces typing without hiding the financial details
Receipt
Kopi & Co.
Nasi lemak set
Iced latte
Service tax
TotalRM 24.90
Draft expense
MerchantKopi & Co.
AmountRM 24.90
Date16 Jun 2026
CategoryFood & Dining
Monthly insight
June money pulse
+18%
Dining pace
-9%
Transport
RM 142
Potential save
1
Your weekday food spend is clustering around campus and office lunches.
2
Bills are stable, but subscriptions renewed in the same week.
3
A RM35 weekly dining cap would keep June under budget.
AI insights showcase
Turn spending data into plain-language decisions.
Spenza summarizes patterns into useful prompts: what changed, what is risky, and what small adjustment could help this week.
Trust boundary
Insights are informational, not financial advice. The product is designed around summaries and server-side controls.
Simple pricing
Start free. Upgrade when automation matters.
Pricing is shaped for Malaysia, with a free tier for daily tracking and paid plans for OCR, reports, and AI insights.
Free
For students and solo users starting better money habits.
RM0
forever
- 100 expenses per month
- 1 active budget
- System categories
- Monthly spending summary
Premium
For young professionals who want automation and deeper insight.
RM6.90
per month
- Unlimited expenses
- Unlimited budgets
- Receipt OCR scanning
- AI spending insights
- PDF reports
Family
For households managing shared expenses together.
Soon
workspace plan
- Shared family workspace
- Member roles and permissions
- Household budget tracking
- Family spending reports
FAQ
Questions before launch.
Clear answers for the first users who will shape Spenza before the public release.
Who is Spenza built for?
Spenza is built for Malaysian students, young professionals, and families who want a clearer view of everyday spending without complex finance tools.
Does Spenza support Malaysian Ringgit?
Yes. Spenza is designed with MYR as the default currency and pricing is localized for Malaysia.
How does receipt OCR work?
Receipt scanning is designed to extract structured details from receipts so users can review and save expenses faster. The user stays in control before an expense is created.
Are AI insights financial advice?
No. AI insights are informational summaries that help users understand spending patterns. Spenza does not provide investment, tax, or legal advice.
Will family budgeting be available?
Yes. Spenza uses workspace-based architecture so personal tracking can expand into shared family budgeting without changing how the core product works.
Contact
Bring cleaner money habits to your campus, office, or home.
Reach out for early access, partnerships, student communities, or family budgeting research.